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My younger friends are stressing me out over my spending habits
I just turned 26, and my two closest friends are only 2 years younger. I wish I could throw caution to the wind and spend all of my hard earned money the second it hits my bank account like they do, but I cant. I treat myself here and there but there's bigger things I want to do. Trips I want to take. A place of my own. I respect the fact that my friends can throw away money like it's nothing because they don't have any responsibilities but the ones to themselves and theres nothing wrong with that. The issue and question is why cant they accept the fact that I don't want to? I'm just tired of being picked at for not dropping hundreds (sometimes thousands) of dollars just because they want me to and because I can. What do I do?
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Stick with your plan. You are saving like your grandparents generation saved instead of spending for instant gratification. Not all but most of the younger generations do not know how to, nor do they want to learn how to save instead of spend. It's almost as if you were born in the wrong generation. On the bright side, if you stick with your plan instead of caving in to please them, you will continue to stand out and be a good example for others of your age group, even if your friends never see the light.
In case there are no times at all that you can spend with your friends where they are urging you to splurge, then it may be best to stop hanging out with them. It's like an alcoholic going to hang out at a bar. He is going to be tempted and if he doesnt cave in and have that drink, it would be a time of torture while trying to resist. SO if it begins to feel like torture to you when with your friends, it isn't bad to go out and make new friends, ones who have the type of goals you have. They are out there. I know of a married couple in their twenties who own a grocery store and are hard workers and extremely mature, like an adult with lots more life experiences. You don't have to cut things off totally and see them at times but if all goes south, you can simply leave knowing you have some other, more mature friends you can go hang with.
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Stay the course. You have good financial direction and goals. To spend money frivolously is not reproducible and in the long run will end up in debt. To save fro things you want and will enjoy for a long time is responsible.
Tell your friends you work to hard for your money to spend it just for the sake of spending. Tell them that because you save and spend responsibly you won't have to get in debt to have something your really want when it becomes available. They won't understand until one day there credit cars are maxed out and they can only afford Ramon's for dinner.
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