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Plane Tickets
I bought a plane ticket a month ago and just realized that they never charged my credit card...
So when I go to the airport in three days will my ticket be valid?
I have the receipt they sent me with the amount they were supposed to charge.
And if it's not valid will they realize it was their fault and still let me fly?
At the moment I don't have enough money for the ticket though I did when I "bought" it.
Thank you!
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I believe you are fine and will not have any trouble at the airport. When you purchased your ticket, be it on-line, through a travel agency or at a ticket counter they were given an authorization number to use when they process the charge.
This means that your credit card company has approved the purchase and is expecting the charge to come through. It may take several days or even a week or more before the Airline actually process the credit card purchase and asks the credit card company for their money.
During this time the billing cycle for your credit card may have come about for the month and your statement prepared and sent out. Pending charges, which this would be, are not shown on your statement only those charges that have been processed by the Bank after receipt of a charge by the company you charged something with.
The charge for these tickets will show on your next statement. If you do not have the money to pay in full you pay what you can with the balance the minimum amount requested or what amount over that you can afford. The remaining amount rolls over to the next statement, incurring an interest charge for the outstanding balance.
IF you still do not have the money to pay in full you must still pay the minimum charge payment shown on the statement or any amount in excess of that amount you can afford. The remaining amount is still subject to an interest charge.
Just be careful in paying minimum amounts as many credit cards carry a high interest charge. Make sure you understand how much you bank charges for interest on your credit cards. I know of some card companies who charge as much as 72% interest on outstanding balances. These cards are usually for those people who have poor credit . To get these types of cards you most likely had to pay an up front fee. Whatever that fee was that was you initial credit allowance.
If you do not know what your bank charges in interest call the customer service number on the back of the card.
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